Effective Sept. 21, 2018, security freezes are free to all consumers as part of a recent change to Federal law. Freezing credit files for children under 16, unfreezing credit files, and year-long fraud alerts are also available at no cost.
A security freeze (or credit freeze) stops the major credit reporting agencies from sharing your credit information with potential creditors. So if you have no plans to make a big purchase or take out a loan or make another transaction that requires a credit check, a security freeze can help you avoid identity theft.
If you feel you’ve been a victim of identity theft or have questions about security freezes, give us a call at (800) 593-8222 or ask a question.