What to do if they contact you.
Don’t get ripped off by loans that you pay for, instant loan checks in the mail, and credit repair scams.
Resolve billing disputes and errors with your credit card company. You can also dispute charges for defective and misrepresented goods directly with the merchant.
They offer an alternative which allows you to make purchases at any business that accepts debit cards. However, in most cases, the risks outweigh the benefits.
A security freeze stops the major credit reporting agencies from sharing your credit information with potential creditors.
A fraud alert is a warning to potential creditors that your personal identifying information has been compromised.