Credit Reports


Getting Your Free Annual Credit Report

How to get a free credit report from the three credit reporting agencies every year.


Reviewing Your Credit Report

What to look for when reviewing your credit report and how to correct any errors.


Getting Denied Credit

What to do if you are turned down for a credit card or loan. How companies decide who gets credit.


Improving Your Credit Record

Improve your credit report and keep up a good credit history. Avoid credit repair scams.


Establishing Credit

How to get your first credit card or loan and manage credit responsibly.