Mortgage Relief for Landlords with 1-4 Units

L.A. County Mortgage Relief Program

Eligibility

To qualify for the program, you must meet the following eligibility requirements:

  • You are a non-corporate rental property owner with no more than 4 units in LA County.
  • Property must not be located in the City of Los Angeles
  • Property must be located in high or highest needs census tracts.
    • To determine if your rental properties are located in a high or highest-need census tract, CLICK HERE
    • Then, select the “need tier” filter located in the top right corner and select “high” and “highest.” The map will then update, showing eligible census tracts.
  • You experienced financial distress due to COVID-19 between March 1, 2020 through March 31, 2023, such as loss of employment or reduction of work hours.
  • You have not received assistance from the State’s COVID-19 Rent Relief or Mortgage Relief programs
  • You owned the property for at least 12 months before the declared state of emergency in March 2020.
  • Your income is no more than 120% of the Area Median Income (AMI)
  • The loan balance does not exceed $1,000,000
  • You are willing to accept these funds as full settlement of the rental debt and refrain from proceeding with the eviction for the covered period, including satisfaction of any judgment.
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