Security Freezes
A security freeze stops the major credit reporting agencies from sharing your credit information with potential creditors.
Your Credit
Getting Your Free Annual Credit Report
How to get a free credit report from the three credit reporting agencies every year.
Credit Scams
Don’t get ripped off by loans that you pay for, instant loan checks in the mail, and credit repair scams.
Improving Your Credit Record
Improve your credit report and keep up a good credit history. Avoid credit repair scams.
Avoiding Fraud
A fraud alert is a warning to potential creditors that your personal identifying information has been compromised.
Reviewing Your Credit Report
What to look for when reviewing your credit report and how to correct any errors.
Getting Denied Credit
What to do if you are turned down for a credit card or loan. How companies decide who gets credit.
Establishing Credit
How to get your first credit card or loan and manage credit responsibly.
Credit Card Disputes
Resolve billing disputes and errors with your credit card company. You can also dispute charges for defective and misrepresented goods directly with the merchant.
Prepaid Debit Cards
They offer an alternative which allows you to make purchases at any business that accepts debit cards. However, in most cases, the risks outweigh the benefits.
Collection Agencies
What to do if they contact you.
Security Freezes
A security freeze stops the major credit reporting agencies from sharing your credit information with potential creditors.
Getting Your Free Annual Credit Report
How to get a free credit report from the three credit reporting agencies every year.
Credit Scams
Don’t get ripped off by loans that you pay for, instant loan checks in the mail, and credit repair scams.
Improving Your Credit Record
Improve your credit report and keep up a good credit history. Avoid credit repair scams.
Avoiding Fraud
A fraud alert is a warning to potential creditors that your personal identifying information has been compromised.
Reviewing Your Credit Report
What to look for when reviewing your credit report and how to correct any errors.
Getting Denied Credit
What to do if you are turned down for a credit card or loan. How companies decide who gets credit.
Establishing Credit
How to get your first credit card or loan and manage credit responsibly.
Credit Card Disputes
Resolve billing disputes and errors with your credit card company. You can also dispute charges for defective and misrepresented goods directly with the merchant.
Prepaid Debit Cards
They offer an alternative which allows you to make purchases at any business that accepts debit cards. However, in most cases, the risks outweigh the benefits.
Collection Agencies
What to do if they contact you.
