The Scam
You’re a homeowner facing foreclosure. Someone comes to your home or you receive a mailer, phone call or see an ad online offering to help you enroll in the state’s Keep Your Home California program—for a fee.
The Truth
Keep Your Home California is a free state-run, federally-funded program that helps low and moderate income families avoid foreclosure and maintain an affordable mortgage payment. You do not have to pay any fees to apply for assistance. If you are asked to pay a fee or suspect fraud related to a Keep Your Home California program, contact their compliance unit at 916-326-8686, or by email at complianceunit@kyhca.org. To begin an application or learn more about Keep Your Home California, call 888-954-KEEP (5337) or visit their website at https://keepyourhomecalifornia.org/.